American Council of Life Insurers
AIA American Insurance Association
Baker & McKenzie Baker & McKenzie
b4bpartner b4bpartner Inc.
CT AG Richard Blumenthal, Connecticut Attorney General
California California Department of Consumer Affairs
Crocker Thomas E. Crocker
CU Consumers Union
CF Customers Forever, LLC
Dayanim Behnam Dayanim
DST Digital Signature Trust Co.
EFSC** Electronic Financial Services Council
E*Trade E*Trade Bank
Fidelity Fidelity Investments
GAO U.S. General Accounting Office
Greenfield Michael M. Greenfield
Household Household Bank (Nevada), N.A., et al.
iLumin iLumin Corporation
ICI Investment Company Institute
Mandy David Mandy, for Authentidate
NACAA National Association of Consumer Agency Administrators
NCLC** National Consumer Law Center
NewRiver NewRiver, Inc.
Notaries Pennsylvania Association of Notaries
SIA Securities Industry Association
Selwood Selwood Research
Silanis Silanis Technology, Inc.
SIIA Software & Information Industry Association
VeriSign VeriSign Corporation
Visa Visa U.S.A., Inc.
Wachovia Wachovia Corporation, etal.
Winn Jane Kaufman Winn
Yen** Elizabeth C. Yen, Esq.
** Denotes that commenter also submitted a supplemental comment after the Public Workshop. References in the Report to supplemental comments will be cited as [Acronym] Supp. at [page].